Medical Plan Detail  
  Family Deductible Individual Deductible In Network Out of Pocket In And Out of Network Out of Pocket
Current Med Plan Limits900.00450.000.005,000.00
Accumulated To Date0.000.000.00
  2006 Plan Year Standard Option  
Benefit Preferred Provider Non-Preferred Provider
Hospitalization for Surgery/Medical    
Inpatient      $450 calendar year deductible*
  85% room and board
  85% other hospital charges
  Precertification required
  $450 calendar year deductible*
  65% room and board
  65% other hospital charges
  Precertification required
     
Outpatient      $450 calendar year deductible*
  85% other hospital charges
  $450 calendar year deductible*
  65% other hospital charges
  Certain specialty drugs which are injected or infused are subject to copayments.
Please refer to the 2006 Plan Brochure for complete explanation.
     
Emergency room      $450 calendar year deductible*
  85% other hospital charges
  $450 calendar year deductible*
  65% other hospital charges



Physician Care    
Inpatient medical, inpatient   
and outpatient surgical   
  $450 calendar year deductible*
  85% of plan allowance
  $450 calendar year deductible*
  65% of plan allowance
     
Outpatient medical   
office visit   
  $10 copayment primary care
     physician
  $25 copayment specialist office
     visit
  85% preferred provider, other
     charges subject to $450
     calendar year deductible*
  $450 calendar year deductible*
  65% of plan allowance
  Certain specialty drugs which are injected or infused are subject to copayments.
Please refer to the 2006 Plan Brochure for complete explanation.



Accidental Injury    
Outpatient care within   
72 hours   
  No deductible
  100% of plan allowance
  No deductible
  100% of plan allowance



Maternity    
Standard      No deductible
  100% room and board
  100% other hospital charges
  100% physician charges
  $450 calendar year deductible*
  65% room and board
  65% other hospital charges
  65% of plan allowance for
     physician charges



Well-Child Care    
Birth to age 22      No deductible
  100% of plan allowance for
     well-child visits and
     immunizations
  No deductible
  100% of plan allowance for
     well-child visits and
     immunizations



Prescription Drugs    
Retail pharmacy      No deductible
  30-day supply
  $5 generic, 50% brand-name
  No deductible
  30-day supply
  $5 generic 50% brand-name
  You pay any difference between
     our allowance and cost of drug
     
Mail order pharmacy      No deductible
  90-day supply
  $15 generic, 50% brand-name
  Not applicable



Dental    
Standard      No deductible
  50% of plan allowance for
     diagnostic and preventive
     services twice per year
  No deductible
  50% of plan allowance for
     diagnostic and preventive
     services twice per year



Supplemental Dental Benefits Click here for information on CONNECTION Dental Plus



Chiropractic Care    
Standard      $450 calendar year deductible*
  $9 per adjustment, 30 per year
  $25 per year spinal X-rays
  $450 calendar year deductible*
  $9 per adjustment, 30 per year
  $25 per year spinal X-rays



Catastrophic Limits    
Out-of-pocket      $5,000 self-only
  and self-and-family
  $7,000 self-only
  and self-and-family



*You pay just one deductible for the plan year for all covered medical, outpatient professional mental health and chiropractic services. If you choose family coverage, the maximum deductible applied for all family members combined is $900.